Commercial Property Insurance

Losing business property due to fire, flood, storms, theft or freak accidents can create a significant financial strain on a business to the point where the owner may have no choice but to shut down. Commercial property insurance from Stay Kalm ensures your business property isn’t lost forever when you experience a natural disaster, a burst water pipe or a devastating fire. Much like investing in professional liability insurance, property insurance is crucial to the longterm success of a business.

What Does Stay Kalm Business Property Insurance Cover?

Every business has a different list of essentials for operation, and one business may consider its inventory irreplaceable while another business might consider its outside sign as the most important feature for encouraging new customers to come in and shop. Fortunately, commercial property insurance covers these features, as well as many other important investments made by the average small business.

Here are a few of the items your business property insurance can cover:

Exterior Signage

Do you rely on the additional customers who find your business because of a well-placed sign? Did you invest a hearty sum of money in a designer to create an excellent exterior sign? A freak storm, vandalism or other problem can damage your outdoor sign, and you can use your commercial property policy to replace the sign or repair the damage.

Company Building

If you own the building in which your business operates, insuring that structure is a no-brainer. Damage because of floods, fires or storms can cause costly damage. Your commercial property insurance can help you recover from a disaster and limit the loss of productivity, sales and profit from a damaged building.

Inventory

If you own a business that sells a product, you probably have some inventory. You may store your inventory in the back room of your retail space, or you might have an entire warehouse dedicated to the storage of your business’s goods. Protect one of the important facets of your business with commercial property insurance.

Landscaping & Fencing

Your customers may form a poor opinion of your business if your landscaping or fence is damaged and you don’t repair the damage in a timely manner. Even if your business offers industry-leading services, the physical appearance of your location, as well as the safety offered through fencing, is best repaired quickly with assistance from insurance.

Equipment & Furniture

Many small businesses take out loans just to afford the equipment on which their products are made. Loss of such equipment can prove fatal to a business that relies on consistent manufacturing. Protect your business’s valuable equipment, as well as the furniture housed within your space with commercial property insurance.

What Businesses are Covered by Commercial Property Insurance?

One of the valuable facets of commercial property insurance is that it’s available for most businesses, as well as ranches and farms. Insurance can save your business whether you own a 10,000-acre working ranch, or you run a small retail store on Main Street, USA.

With assistance from one of our agents, you can cover most of the basics on your property, including office equipment, inventory and certain outdoor items. We can help you decide whether certain items are worth insurance and what type of damage your policy will cover.